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Old 02-02-2013, 10:15 AM   #1
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Price this S2000 2001?

So I got a loan for 11k at 6%. Im stoked because my bank gave me 13%.... Anyway this s2k is

Yellow 2001.
~69,000 miles
New clutch installed.
Pretty good shape
Soft top
Clean title

He was trying to sell it for 15,000 but hes pcsing soon so he selling it to me cheap because hes my supervisor.

My question is good deal?
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Old 02-02-2013, 10:29 AM   #2
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uhh... 6% is horrible. 13% is even worse!!!! That is so high... I bawked at a 2.9% rate.
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Old 02-02-2013, 10:49 AM   #3
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for no credit 21 years old.
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Old 02-02-2013, 12:52 PM   #4
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how many owners? has it been in an accident? $15k seems high but that also depends on your area
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Old 02-02-2013, 01:50 PM   #5
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dude are you Military? You must be.
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Old 02-02-2013, 01:53 PM   #6
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yeah military. no accidents. clean title. im in hawaii so good cars are really hard to find on island. i think either 2 or 3 owners.
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Old 02-02-2013, 01:55 PM   #7
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yeah military. no accidents. clean title. im in hawaii so good cars are really hard to find on island. i think either 2 or 3 owners.
dude... That financing is horrible.. you already have it so whatever, go get a credit card... Use it to get gas every month and then pay that shit off fast..

in a year go to usaa and refinance that shit for a 1.9% apr... that 6% is a lot, don't do like a lot of my soldiers and only concern themselves with the "payments" and how low then can get them.
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Old 02-03-2013, 02:10 PM   #8
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White_02 must be an admin because here is no way they could have reached this amount on their own White_02 must be an admin because here is no way they could have reached this amount on their own White_02 must be an admin because here is no way they could have reached this amount on their own White_02 must be an admin because here is no way they could have reached this amount on their own White_02 must be an admin because here is no way they could have reached this amount on their own White_02 must be an admin because here is no way they could have reached this amount on their own
White_02 must be an admin because here is no way they could have reached this amount on their own White_02 must be an admin because here is no way they could have reached this amount on their own White_02 must be an admin because here is no way they could have reached this amount on their own White_02 must be an admin because here is no way they could have reached this amount on their own White_02 must be an admin because here is no way they could have reached this amount on their own White_02 must be an admin because here is no way they could have reached this amount on their own White_02 must be an admin because here is no way they could have reached this amount on their own White_02 must be an admin because here is no way they could have reached this amount on their own White_02 must be an admin because here is no way they could have reached this amount on their own White_02 must be an admin because here is no way they could have reached this amount on their own White_02 must be an admin because here is no way they could have reached this amount on their own White_02 must be an admin because here is no way they could have reached this amount on their own White_02 must be an admin because here is no way they could have reached this amount on their own White_02 must be an admin because here is no way they could have reached this amount on their own White_02 must be an admin because here is no way they could have reached this amount on their own White_02 must be an admin because here is no way they could have reached this amount on their own White_02 must be an admin because here is no way they could have reached this amount on their own White_02 must be an admin because here is no way they could have reached this amount on their own
Def go USAA route.


link takes me to a yellow gas door assembly for a focus
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Old 02-03-2013, 02:22 PM   #9
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I provided no link
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Old 02-04-2013, 11:45 AM   #10
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usaa denied me basically i got the best rates with my base's bank.
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Old 02-09-2013, 07:06 PM   #11
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car's worth 12k max
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Old 02-09-2013, 07:50 PM   #12
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prices in hawaii are about 3-4k more expensive then state side. due to the fact that its hard to find a car.
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Old 02-20-2013, 02:16 AM   #13
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that is a totally normal rate to get from someone loaning you money to purchase an ap1. some places will not even finance an ap1. ignore the 2 people out of 1000 that come on here and get these freakish rates on cars that are high risk for banks and other lenders to give out money for.

11K is not totally unreasonable for an 01 with 70K miles but i think he could be talked down another grand...or more depending on the condition of the car.
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Old 02-20-2013, 05:11 AM   #14
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It's only risky for them in this case because of his lack of credit. Not sure I understand why an AP1 would be any more risky that any other car? Hell I'd rather lend someone money on an AP1 than some brand new GM that's going to fall in value the minute it drops off the lot.

As long as the car is fully insured, the bank holds the lien and the price is right I don't see it being risky at all.

Those rates listed are not freakishly low rates, either. If you have good credit, which OP does not, those rates are out there right now and all over the place.
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Old 02-20-2013, 01:09 PM   #15
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yeah i don't know but my roommate who works in auto finance was telling me this stuff...i can see what he meant by all of that.
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Old 02-20-2013, 02:16 PM   #16
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that's a decent rate for something that old, I'm surprised you got a loan at all.

I picked up my AP1 last year with 90k for $10.5k.

I just totaled it last week and am now getting a 04 AP2 with 84k for $13.9k

Maybe being in hawaii is affecting the price, but I wouldn't pay more than $13.5-14k for it.
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Old 03-08-2013, 12:20 PM   #17
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id say you could get it cheaper
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Old 03-12-2013, 04:47 PM   #18
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Agreed, too much. No more than 13.5k, pics would probably help.
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Old 03-19-2013, 11:17 PM   #19
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oh lol no. it is extremely hard to find a low mileage s2000 for cheap. I bought it 3 down 9k loan at like 4%. I saw an s2000 2000 46k miles for 13.5k. really good deal. but modded out, silver. the next cheapest was like s2000 2000 128k miles for 12k. Others were like $15k 2001 like 90k miles. One is salvage s2000 2001 61k miles. 12.5k. so i got the best deal cause he sold me car for like 12k 69k miles 01.
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Old 04-26-2013, 10:45 AM   #20
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i'm surprised they loan on a car so old.. I guess I shouldn't be. I took a lien against my s2k last year. should be paid off this year
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Old 04-28-2013, 10:50 AM   #21
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$15k for an '01? I payed $10.8k for my 2003 and got a 3.5% interest rate. 6% is quite high.
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Old 05-04-2013, 08:04 AM   #22
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6% is normal

You guys are living in a fantasy-land of artificially low interest rates.

And are addicted to cheap money. Its going to end sometime.....

2 to 3% is Fed artificially forcing down interest rates. That's why you can't get ANYTHING for a savings account rate.

Remember just a couple years ago you could get 4% on your online savings account? That's the real market number.

In 2000, I bought a brand new Accord ex v6 coupe. 5-6% was normal with excellent credit.

If you guys are balking at 2% or think 3% interest rates are what people who save money are willing to lend it to you at, you are sadly mistaken.

Once the fed knocks off their artificial low interest rates the massive transfer of wealth from savers to borrowers will end and 3% car loans (and mortgages) will be a memory.
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Old 05-04-2013, 08:39 AM   #23
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My buddy could only sell his 02 ap1 with 34k on the clock for 14k.. I think the price of yours could drop a little.
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Old 05-04-2013, 10:54 AM   #24
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Is everyone commenting in the price also in HI? Location plays a huge role in used car pricing
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